BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//wp-events-plugin.com//7.2.3.1//EN
TZID:America/New_York
X-WR-TIMEZONE:America/New_York
BEGIN:VEVENT
UID:156411@kingstonhappenings.org
DTSTART;TZID=America/New_York:20260430T173000
DTEND;TZID=America/New_York:20260430T193000
DTSTAMP:20260421T183237Z
URL:https://kingstonhappenings.org/events/free-virtual-homebuyer-seminar-5
 /
SUMMARY:Free Virtual Homebuyer Seminar
DESCRIPTION:Are you looking for the home of your dreams and don’t know wh
 ere to start? Ulster Savings Bank invites you to a FREE homebuyer seminar 
 on Thursday\, April 30\, 2026\, starting at 5:30 pm. We are hosting this e
 vent along with Hudson River Housing to help you understand the critical s
 teps to owning your own home. This seminar will be offered as an interacti
 ve live Zoom meeting. Participants will have the opportunity to ask questi
 ons in real time.\n\nWe will discuss:\n• Steps in getting pre-qualified\
 n• Credit scores and why they are important\n• Documentation needed to
  apply\n• Low down payment options\n• Choosing the right lender\n• W
 hat to expect during the buying process.\n\nThe best part is that you may 
 be eligible for a $750 Home Buyer Credit* just for attending!\n\nSign up h
 ere: https://www.ulstersavings.com/personal/loans/seminars/\n\n*Receive a 
 $750 coupon good towards borrower’s choice of closing costs\, down payme
 nt\, or post-closing payment assistance\, in accordance with the loan prog
 ram selected and that program’s eligibility requirements. The certificat
 e must be presented at time of application. Customer pays for all other fe
 es and services. Eligible mortgages include owner-occupied home purchases 
 only. Not valid for refinances\, home equity products\, second homes\, or 
 construction loans. Not valid for mortgage applications received prior to 
 date of seminar on certificate. Offer may not be combined with any other o
 ffers or discounts unless otherwise noted. This offer expires on December 
 31\, 2028. Limit one (1) per loan transaction. Certain conditions apply.\n
 \nUlster Savings Bank is an Equal Housing Lender &amp\; Member FDIC. NMLS#
  619306
ATTACH;FMTTYPE=image/jpeg:https://kingstonhappenings.org/wp-content/upload
 s/2026/04/USB-Homebuyer-Seminar-April-Calendar-Listing.jpg
CATEGORIES:@Featured,@Newsletter
LOCATION:Ulster Savings Bank\, \, 
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=\, ;X-APPLE-RADIUS=100;X-TI
 TLE=Ulster Savings Bank:geo:0,0
END:VEVENT
BEGIN:VTIMEZONE
TZID:America/New_York
X-LIC-LOCATION:America/New_York
BEGIN:DAYLIGHT
DTSTART:20260308T030000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
END:DAYLIGHT
END:VTIMEZONE
END:VCALENDAR